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- individual we've assisted

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Garnishing Wages

I have a collection agency phoning me, they are telling me that they are garnisheeing my wages. Can they do that without going to court?

Answer

A creditor is required to obtain Judgment from the Court before proceeding to garnishment. If a Statement of Claim was filed and you failed to respond, a default judgment can be issued and then enforced. If you are unsure you can search the Court receords or ask the Collection Agency for a copy of the judgment.

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