I have a collection agency phoning me, they are telling me that they are garnisheeing my wages. Can they do that without going to court?
A creditor is required to obtain Judgment from the Court before proceeding to garnishment. If a Statement of Claim was filed and you failed to respond, a default judgment can be issued and then enforced. If you are unsure you can search the Court receords or ask the Collection Agency for a copy of the judgment.
Call us toll free in the Thunder Bay, Ontario area at 310-8888 for a free initial consultation about bankruptcy and debt help.
© 2017 Grant Thornton Limited, Licensed Insolvency Trustees. All rights reserved. Thunder Bay Bankruptcy Trustee
Make an appointment